When a person uses a credit card to commit theft or fraud, the legal system often refers to it as credit card fraud. Usually, when you think about credit card fraud, you think of someone using a skimmer to steal your information at a gas pump or someone using your information to get an entirely new card. What you do not think about is that you may be accidentally committing credit card fraud as a legal cardholder.
You’re heading home after a couple drinks with friends. Confident that you’re fine to drive, the last thing you expect to hear is the whir of a police siren and see the flash of lights in your rear view mirror. As the officer approaches your car, you begin thinking about a breathalyzer test.